Loveland, CO Development Impact Fees (2026)

What a single-family home pays in Loveland

$15,352 total per unit across 6 fee categories. Fees charged per square foot assume a 2,500 sq ft home.

At $15,352, Loveland is below the Colorado tracked median of $38,504 — relatively affordable to build in.

Full fee schedule — single-family

Full fee schedule — multifamily

Coverage & caveats

RESIDENTIAL DEVELOPER FEES IN LOVELAND, CO (Larimer County) come from THREE separate published schedules, all current: 1) CITY CAPITAL EXPANSION FEES (CEFs) - Exhibit A on the official city Building Division fees page, effective 2025 (latest posted; escalated annually by the Denver-area ENR CCI). EIGHT categories per dwelling unit: Law Enforcement/Police, General Government, Library, Cultural Services (Museum), Parks, Recreation, Trails, Open Lands. SINGLE FAMILY TOTAL = $13,617.00/unit (2025). MULTIFAMILY TOTAL = $9,417.00/unit (2025). Recreation/Trails/Open Lands grouped under parks/open_space and Cultural Services/General Government under "general" per the schema enum. 2) LOVELAND FIRE RESCUE AUTHORITY (LFRA) IMPACT FEE - a SEPARATE authority fee (LFRA is a joint City + Rural Fire District authority), effective Jan 1, 2026 from a 2025 BBC Research nexus study. Single-family STEP fees by home size: up to 1,200 SF = $986; 1,200-2,399 SF = $1,735 (representative ~2,200 sq ft home, used as primary); 2,400-3,599 SF = $2,836; 3,600-4,799 SF = $4,075; 4,800+ SF = $5,894. Multifamily = $1,219/unit. Fire was historically a City CEF category but is now levied only by LFRA, which is why it is absent from the City CEF Exhibit A. 3) CITY WATER / WASTEWATER / RAW WATER DEVELOPMENT FEES - City of Loveland Utilities 2026 Utility Rates, Charges, and Fees (Attachment C), effective Jan 1, 2026. SINGLE FAMILY is priced PER FINISHED HOME SQUARE FOOT (indoor) plus PER LOT SQUARE FOOT (outdoor). Inside-city indoor rates: Water System Impact $2.1896/sf, Wastewater System Impact $2.1647/sf, Raw Water Impact $0.7553/sf. For a representative 2,200 sq ft home the indoor water+sewer+raw-water development fees total roughly $11,240 BEFORE outdoor/lot components. Outdoor components (Water $0.4797/lot-sf, Raw Water $0.1655/lot-sf) are excluded from the per-DU total because they are lot-size dependent and waived if a dedicated irrigation meter is installed. MULTIFAMILY is flat per unit (2-8 units/meter): Water System $3,750, Wastewater $3,330, Raw Water $1,218. Inside-City base tier used as primary; Outside-City variants (much higher) noted/excluded. WHAT DOES NOT EXIST / KEY CAVEATS: - NO SCHOOL IMPACT FEE: Colorado does not generally authorize municipal school impact fees; Loveland levies none (Thompson School District charges no builder impact fee). - NO SEPARATE CITY DRAINAGE/STORMWATER IMPACT FEE: Stormwater is funded via a monthly utility charge with on-site detention; no one-time stormwater development impact fee found. - NO ADOPTED RESIDENTIAL AFFORDABLE-HOUSING LINKAGE/INCLUSIONARY FEE found. - STREET / TRANSPORTATION CAPITAL EXPANSION FEE EXISTS but is administered SEPARATELY by Public Works under Loveland Municipal Code Ch. 16.38 on a TRIP/PLANS basis. The only specific figure traceable to a primary source was "$238.21 per trip end," derived from a 2012/2013 council resolution and almost certainly outdated; OMITTED rather than report a stale/unverifiable amount. A builder should obtain the current Street CEF directly from Loveland Public Works. This is the main coverage gap. - RAW WATER DEDICATION / CASH-IN-LIEU: New development must dedicate raw water; cash-in-lieu is variable per the home's acre-foot demand, so described rather than entered as a fixed per-DU row. VERIFY: confirmed 30 of 30 rows; dropped 0. CEF rows (16): independently confirmed against the official Exhibit A document (lovgov.org doc 62090) accessed via reader proxy because the city site is behind Akamai bot protection that blocks WebFetch/curl (HTTP 403) - browser navigation succeeded and the proxy returned the verbatim 2024-vs-2025 table; every 2025-column figure matches exactly and the SF/MF column sums reproduce $13,617.00 / $9,417.00, ruling out double-counting. Note: the published Exhibit A shows 2024 vs 2025 columns; the 2025 column is the latest posted on the official fees page, so effectiveDate 2025-01-01 is retained (no 2026 CEF schedule located). FIRE rows (6, of which 3 SF tiers + 1 MF entered; the 3,600-4,799 and 4,800+ SF tiers are documented in notes but not entered as rows): VERBATIM-confirmed against the LFRA Impact Fee Schedule PDF (lfra.org/DocumentCenter/View/811) - all five SF step amounts and the $1,219 MF amount match exactly. UTILITY rows (8): VERBATIM-confirmed against the City of Loveland Utilities 2026 Utility Rates, Charges, and Fees (Attachment C), civicweb doc 493680, p.21 (Inside City development fees table) - indoor per-home-sf rates ($2.1896/$2.1647/$0.7553), outdoor per-lot-sf rates ($0.4797/$0.1655 with irrigation-meter waiver language), and multifamily per-unit amounts ($3,750/$3,330/$1,218) all match; document title and Jan 1, 2026 effective date confirmed. excludeFromTotal corrections: NONE NEEDED - all flags verified correct. Non-representative LFRA SF fire tiers (up to-1,200, 2,400-3,599 SF) are correctly excludeFromTotal=true (mutually exclusive step tiers); outdoor water/raw-water per-lot-sf components are correctly excludeFromTotal=true (lot-size dependent and avoidable via dedicated irrigation meter); the representative 1,200-2,399 SF fire tier and the indoor per-sf utility components are correctly retained in the total. The indoor utility rows are per_sqft basis and coexist with the per_dwelling_unit CEF rows without double-counting. SourceQuotes were tightened to reflect the actual source text (the Exhibit A quotes now include both the 2024 and 2025 column figures as they appear in the source). All confidence=high ratings are justified: CEF via exact-figure match through reader proxy; fire and utility via verbatim primary-source PDF text.

Representative single-family home assumed at ~2,200 sq ft (within the 2,000-2,500 sq ft target and within LFRA's 1,200-2,399 SF tier). City CEFs are flat per dwelling unit; LFRA fire is a per-home-size step fee; City water/wastewater/raw-water development fees are per finished home square foot (indoor) for single family. Approximate all-in single-family total for a 2,200 sq ft home INSIDE the city, excluding lot-dependent outdoor water components and the variable raw-water cash-in-lieu and the unverified current Street CEF: City CEFs $13,617 + LFRA fire $1,735 + indoor water/sewer/raw-water (~$11,240) ~= $26,600 per single-family unit. Add the Street/Transportation CEF (obtain current rate from Public Works), outdoor water components, and any raw-water cash-in-lieu for a complete figure. VERIFIED 2026-06-17: all 30 rows confirmed against primary sources; CEF column sums reproduce the published $13,617 / $9,417 totals; no double-counting; no rows dropped.

Sources

7 official sources · 28 high-confidence figures.

Loveland impact fees — FAQ

How much are development impact fees in Loveland, CO for a single-family home?

As of 2026-06-17, total development fees for a single-family detached home in Loveland are about $15,352 per unit — roughly $15,352 in impact/development fees plus $0 in water/sewer connection fees. Figures are normalized from official sources; verify with the jurisdiction before relying on them.

What are the impact fees per multifamily unit in Loveland, CO?

Total development fees for a multifamily unit in Loveland are about $18,934 per unit as of 2026-06-17.

Are impact fees in Loveland the same as building permit fees?

No. Impact fees (and water/sewer connection fees) fund off-site capital — roads, parks, schools, utilities — and are charged per new dwelling unit. Building permit and plan-review fees are separate and are not included here.

How often do Loveland's impact fees change?

Most jurisdictions adopt fees by ordinance and escalate them annually (often by a construction cost index), with occasional mid-year updates. Always confirm the current adopted schedule with the jurisdiction. ImpactFeeAtlas last verified Loveland on 2026-06-17.